ClimaSafe: weather financial-loss cover for your weather-sensitive clients.

Heatwave and rain. Automatic reimbursement, with no material damage and no loss adjuster.

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Your clients' problem.

A real loss, no material damage

An empty terrace through fifteen days of rain, a site shut down by a heatwave, a weather-sensitive shop losing its season: the loss is real, but there is no material damage. Conventional cover does not trigger.

The answer

ClimaSafe covers financial losses directly linked to weather conditions. The trigger is based on a measured index, not on damage assessment. The threshold is crossed, the payout goes out automatically.

Sectors covered.

01Outdoor activities
02Outdoor hospitality
03Construction
04Weather-dependent retail

Why work with Orakle Weather.

You distribute, we carry and operate.

Orakle Weather is an MGA with full underwriting delegation, risk is carried by Solucia. We handle product design, pricing, underwriting and management.

Thresholds tailored to your clientsWe calibrate pricing and threshold simultaneously, on the real climatology of the insured risk.
Simple integration into your distributionWe adapt to your existing chain, whatever go-to-market model we agree on with you.
Zero claims handlingNo files, no loss adjustment. Either the threshold is crossed or it is not.
Recognised actuarial expertiseA team from Swiss Re, SCOR and AXA. 30,000 policyholders.
Labels and programmesTechstars, MétéoFab, JEI and Bpifrance Deep Tech.

How it works for your client.

01We define together the index, threshold and cover amount suited to their business.
02You bring the guarantee to market through your usual distribution chain.
03We monitor the index over the whole covered period, with no action on your side.
04The threshold is crossed: your client is notified by email and paid within 48h.

Let's discuss your portfolio.

Tell us about your weather-sensitive clients: we'll come back with a guarantee proposal.

Contact usContact form — reply within 48h
Orakle WeatherDesigned and operated in France
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CompanyORAKLE WEATHER SAS — 229 rue Saint-Honoré, 75001 ParisInsurance brokerage company registered with ORIAS (orias.fr) under number 24001801
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